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Your Money or Your Life

9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018

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Your Money or Your Life

By: Vicki Robin, Joe Dominguez, Mr. Money Mustache - foreword
Narrated by: Vicki Robin
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About this listen

Brand new for 2018: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold

“The best book on money. Period.” (Grant Sabatier, founder of Millennial Money, on CNBC Make It)

"This is a wonderful book. It can really change your life." (Oprah)

For more than 25 years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance.

This fully revised and updated edition with a foreword by "the Frugal Guru" (The New Yorker) Mr. Money Mustache is the ultimate makeover of this best-selling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.

Whether you’re just beginning your financial life or heading towards retirement, this book will tell you how to:

  • Get out of debt and develop savings
  • Save money through mindfulness and good habits, rather than strict budgeting
  • Declutter your life and live well for less
  • Invest your savings and begin creating wealth
  • Save the planet while saving money
  • And so much more!

"The seminal guide to the new morality of personal money management." (The Los Angeles Times)

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2008 Vicki Robin and Joe Dominguez and Mr. Money Mustache, foreword (P)2018 Penguin Audio
Career Success Personal Development Personal Finance Personal Success Career Inspiring Financial Management Money Relationship

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Critic reviews

"The seminal guide to the new morality of personal money management." (Los Angeles Times)

"Vicki Robin wrote the book on retiring happy. Now a whole new generation is taking her advice. [She is] the millenial money whisperer." (Money Magazine)

“Vicki Robin’s Your Money or Your Life offers readers the gift of meaningful, applicable advice so that they can achieve true financial independence on their terms. It is deservedly one of the most acclaimed and referenced financial advice books of our time and will undoubtedly continue that legacy for generations.” (Farnoosh Torabi, best-selling financial author and host of the award-winning podcast So Money)

What listeners say about Your Money or Your Life

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    4 out of 5 stars

Interesting. thought food

I found the book with good timing and it was recommended in a goals and vision masterclass book. Having been inspired by T Harv Eker's book I took a new job 6 weeks ago and doubled my income, only to find myself now working over 50 hour weeks, 6 days a week and wondering why I left my last job for minimum wage where I was really happy and fulfilled. After finishing the book I am going for interviews this week for my old job but with a few more tweaks that are contained in this book relating to lifestyle. This book addresses that kind of dilemma as well as some theory in minimalism, looking at what is truly valuable to you in many areas if your life, and helps you to figure out how much certain pursuits, jobs and people etc actually 'cost.' The speaker I found very sweet, easy to listen to, a little monotone at times but generally great. Each section is structured nicely. There is nothing really to find fault with, other than one small mention which said how self storage business is helping people to have an excess. I personally have only a motorbike and no home, I live in hotels and am considering a tent for warmer months, so self storage will mean that I can regularly rotate my clothes and store my expensive camera and seasonal clothes that I don't want to keep on me and wont be used until the season. It's actually quite a brilliant concept for people with no home to leave their things for short term.

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  • Overall
    3 out of 5 stars
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    3 out of 5 stars

Difficult to comprehend - Chapters not titled.

This book is very detailed, at somepoint you measure energy consumption. The audio is not beginner friendly, I would recommend a physical book because the chapters are not titled so you don't even know what the narrator is talking about in each chapter.

That makes it a hard read to finish, the narrator doesn't even introduce the chapters. It's giving cognitive load over useful information. The narrator is not energized either. They could have hired someone else to narrate. maybe the physical copy gives a great experience, I'm not convinced that I need to buy it atm.

otherwise, they tried. Maybe I'm not the target market. 🥴

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  • Overall
    5 out of 5 stars
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    5 out of 5 stars

Not what I expected

I had expected a budgeting kind of book, this is so much more than that. It challenges you to really explore your relationship with money and transform the way you live your life as a result. Fantastic.

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  • Overall
    4 out of 5 stars
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As good as people say, though not very concise

Great perspective on "wealth" being everything in your life, not just money - changed the way I perceive money and altered the vision of my life I'm aiming for

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Great eye opener

loved it , changes my perspective of money. wish I listened to it sooner

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Good concepts

Overall some good concepts. Makes you reflect more about effectively using money as a tool.

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  • Overall
    5 out of 5 stars
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Best Financial Book

This is one of the best financial books I’ve ever read.

Recommended by Mr. Money Moustache

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    5 out of 5 stars
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Inspires Action to Work towards being F.I.

A good listen that I would recommend for people interested in the idea of financial independence and living with less. Definitely some good ideas but is certainly a plan that would need commitment as it is very detailed and would require a lot of time.As a European, I find it a little difficult to translate some of the actions and ideas as the book is based on American culture and lifestyle, particularly the investing section but still worth a listen for a bit of inspiration.

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13 people found this helpful

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Sensible but a slog to get through

I enjoyed the reasoning and rationale behind the approach, but found the voice and performance exceptionally irritating and slow. Very repetitive and over emphasising...very Amarican. This book could have been a third in length. I have no doubt though that the content is solid and will help loads of people

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2 people found this helpful

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The review you’re looking for.

This book is an incredibly thought-provoking read. While I thoroughly enjoyed it, I also found it to be a bit of a wake-up call. The book largely focuses on financial management, starting with budgeting and progressing towards investing. However, it’s important to note that the majority of the content centres around budgeting. So, if that’s what you’re after, this book is definitely for you.

I’d absolutely recommend it – it’s made me much more mindful of my finances, tracking every penny going in and out. I’ve even started using an app to keep an eye on my spending. At 20 years old, I already considered myself quite savvy with money, but this book has helped me sharpen those skills even more.

Definitely a must-read!

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