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We want to thank 2024 for being a year of understanding, learning, and reflection. As a small business we have had to continue that this a business of love that grows as we grow as a company and as a culture. We keep learning that the business landscape changes daily and we have to adapt on the run it seems at times. We also reflect on where we started, where we are now, and where we hope to go in the future.

2025 already has some business owners worried and we understand those feelings. Those who are wondering if they will start their business soon, there are no guarantees of success but you will never know if you don't try. Tune in to this episode and see where your thoughts are about being or becoming a business owner in 2025.

#becomingabusinessowner #smallbusinessowner #blackpodcastersassociation #blackpodcaster #apparelbusinessowner #smallapparelbusiness #businessesin2025 #forcastingbusinessfor2025 #economyin2025 #eonomicstatusfor2025

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We come with a great feelin of collaboration because of our inter with @Ermias Hagos of The Black Experience Podcast (YouTube). We are appreciative of him reaching out and inquiring if we would be willing to sit down and have a meet and greet session. Then we went on to realize all the great things we all have in common and then to put it on wax as they say lol.

The main thing to take from this episode is to be specific in what you are looking from in a potential collaborator and what everyone can possibly gain from the collaboration. Whether it is more views, more customers, better sales, etc., just be willing to understand what you are looking for. Click the link and tune in.....

#collabs #workingwithothers #likeminded #collaborations #HookingUp #talkingaboutthings #networking

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A small business loan is money that can be borrowed from a prospective lender that will have to be paid back with interest. While a small business grant can be free money awarded to a small business that does not have to be paid back. The key from those last two sentences is that a loan requires repayment, whereas a grant does not.

There a key points about a small business loan and grants:

Application process:

Loan applications usually focus on creditworthiness and the ability to repay. We have talked about in an earlier episode about fixing your personal credit first. We continue to preach that after you become 18 your credit score number means more to you than your SS#.

Eligibility Criteria:

Both loans and grants may have certain criteria eligibility requirements based on certain business factors such as: size of the business, industry, location of the business, and financial health of the business. Sometimes grant eligibility can be more restrictive.

Just be aware of the financial stipulations can also can be associated with getting a loan or a grant. Tune in to this episode to see if your business can benefit from some financial stimulation.

#businessloan #businessgrant #financiallender #loan #grant #repayment #gift #freemoney #flexibility #applicationprocess #moneyawarded