With $2.5 trillion in CDs set to mature over the next year, many savers are facing tough decisions. Should you renew at lower rates? Or are there better options for your money?

In this episode, Marty Becker dives into:

• Why reinvestment risk is a major challenge for CD holders
• How MYGAs (Multi-Year Guaranteed Annuities) stack up against CDs
• Simple strategies to lock in higher rates and avoid common pitfalls

If your CD is maturing soon, don’t miss this essential guide to protecting your savings and earning more with less risk.

Tune in now and take control of your financial future!

Inflation has been hitting hard, and it’s left many retirees wondering: Should you choose an annuity with inflation protection, or go for the higher starting income of a traditional annuity?

In this episode, Marty Becker dives into the numbers to help you make sense of this important decision. You’ll learn:

• How traditional and inflation-adjusted annuities compare in income.
• The break-even point where inflation protection might pay off.
• Key factors to consider based on your retirement goals.

Marty breaks it all down in simple terms, using real-world examples to show what’s at stake. If you’ve been debating the pros and cons of inflation-adjusted annuities, this is the episode for you.

Ready to find out which option fits your retirement plan? Tune in now to get the answers you need!

In this episode, we dive deep into one of the most important decisions for annuity holders: choosing the right withdrawal strategy. Marty Becker breaks down the pros and cons of two popular options in multi-year guaranteed annuities (MIGAs)—taking a 10% annual withdrawal or allowing your interest to accumulate for a larger payout later.

You'll learn:

• The basics of monthly, 10%, and interest accumulation withdrawals
• How different strategies align with your financial goals
• A real-world comparison of how interest rates impact your maximum withdrawal options
• When it might make sense to choose a lower interest rate for more flexibility

If you're wondering which approach best suits your needs, this episode will help you make an informed decision to maximize your annuity’s potential. Tune in to gain practical tips and insights that could impact your financial future.