• #21 - Parenting & Money
    Nov 6 2024

    In this episode, Chelsea explores how the financial habits we pass down shape future generations, emphasizing the importance of teaching kids about money early on. From chore-based earnings to building credit, Chelsea shares practical insights for parents looking to raise financially savvy children. She also touches on the delicate balance of encouraging passion-driven careers over traditional educational paths, and the vital role of wealth management in securing generational financial success.

    Episode Highlights:

    1. Teaching kids responsibility through money management.
    2. How to introduce the concept of delayed gratification and compensation for chores.
    3. Encouraging kids to make smart purchasing decisions and understand the value of money.
    4. Promoting financial literacy and career guidance beyond just the college route.
    5. Instilling wealth management knowledge to prepare kids for generational financial success.

    Tune in to learn how to equip your kids with lifelong financial wisdom!

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    22 mins
  • #20 - Am I the Asshole
    Oct 23 2024

    Chelsea Williams tackles real listener questions about the tricky intersection of money and relationships. From dealing with requests for financial help from family members to addressing money issues with a partner, Chelsea offers honest, actionable advice on how to handle it all.

    Throughout the episode, the focus is on setting boundaries, resolving underlying issues, and using money as a scapegoat. Whether you’re navigating financial conflicts in a relationship or trying to manage requests for money from loved ones, this episode provides insight into how to handle these situations with grace, communication, and accountability.

    Key Highlights:

    1. Setting boundaries with family members who ask for financial help.
    2. Understanding how money issues reflect deeper relationship challenges.
    3. The importance of honesty, accountability, and communication in finances.
    4. How to avoid enabling behavior by lending money.
    5. Addressing the role of compromise and introspection in money-related conflicts.

    Get ready to shift your perspective on how money impacts your closest relationships.

    Submit your Am I The Asshole money questions here!

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    17 mins
  • #19 - Why 80% Fail
    Sep 18 2024

    In this episode, Chelsea Williams dives into the often-overlooked truths behind why so many people fail to reach their personal and business goals. She explores the essential role of being honest with yourself and others while maintaining consistency in every step of your journey toward success. Chelsea shares how surrounding yourself with the right people and facing hard truths are critical to overcoming challenges and hitting your financial and personal goals.

    Join the conversation as Chelsea encourages listeners to reflect on their own goals, embrace the importance of accountability, and discuss the realities of money and business.

    Key Highlights:

    1. Why honesty with yourself is key to achieving your goals.
    2. The role of personal attributes in business success or failure.
    3. The power of consistency in both personal and professional life.
    4. How supportive relationships are critical for long-term success.
    5. Encouragement to engage in open conversations about money.

    Tune in and learn how to break the cycle of failure and embrace the practices that lead to sustainable growth.

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    18 mins
  • E#18 - A Village of a Woman
    Aug 28 2024

    In this heartfelt episode, Chelsea Williams shares her personal journey of navigating hardships while achieving business success, underscoring the crucial role of supportive relationships. Chelsea discusses the transformative power of organizing a women's group, highlighting the importance of uplifting female relationships in our lives.


    Listeners will be inspired by stories of breaking plates to symbolize releasing negativity and engaging in open conversations through a meaningful card game. Chelsea emphasizes the value of patience, humility, and forgiveness in cultivating strong female bonds and expresses hope in planting seeds for lasting, positive connections.


    Episode highlights:

    1. Chelsea's personal journey through personal challenges and business success.
    2. The value of women's support groups in fostering healthy relationships.
    3. Symbolic activities for releasing negativity and encouraging open dialogue.
    4. The importance of nurturing meaningful and supportive relationships.
    5. Encouragement for women to seek out and build strong, positive connections with one another.


    Tune in to this empowering discussion and discover the strength found in a village of women. Start building your own supportive network today!

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    24 mins
  • #17 - The Two P's in Financial Freedom: Principals & Practices
    Jul 31 2024

    Join Chelsea in diving into the four essential principles and practices for protecting both financial and mental peace. She emphasizes the importance of knowing your next moves, solidifying your foundation, and setting consistent boundaries.

    Chelsea encourages you to incorporate these practices into your daily life to evolve your money story and create a path toward lasting success.


    Episode highlights:

    1. The importance creating and protecting your financial peace.
    2. Knowing your next financial moves and solidifying your financial foundation.
    3. The power of consistent dreaming and envisioning for financial success.
    4. Setting boundaries with money and maintaining financial discipline.
    5. Embracing consistency, intentionality, and the belief in financial success.


    Whether you’re looking to build your financial foundation or embrace consistency and intentionality in your money management, this episode offers 4 principles to transform your financial journey.


    Episode links:

    Law of Attraction Journal

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    30 mins
  • #16 - Equity at 16: Part 2 with Sam
    Jul 24 2024

    Join host, Chelsea Williams, and Sam in this episode as they dive deep into the significance of small, daily decisions and the sustainability of habits, and discover how honoring the process of change can lead to lasting financial success.

    Haven't listened to Part One yet? Click here!

    Chelsea shares her personal experiences, including guiding her daughter through the financial discipline needed to purchase her first car, highlighting the profound lessons of patience and delayed gratification.

    Episode highlights:
    1. Building sustainable habits for long-term financial success.
    2. Understanding the psychological and emotional triggers behind money habits.
    3. Connecting personal and business financial behaviors.
    4. Breaking down financial goals into manageable, accountable steps.
    5. Honoring the process of habit change and maintaining financial discipline.

    This episode sheds light on the connection between personal and business financial habits, advocating for awareness and accountability in managing your finances.

    Tune in to understand how your financial patterns are tied to psychological and emotional triggers, and learn to proactively manage your finances to avoid hitting rock bottom.

    Episode links:
    Rocket Money
    Credit Karma

    Sam's Links:
    LinkedIn

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    31 mins
  • #15 - Equity at 16: Part 1 with Sam
    Jul 17 2024

    In this inspiring episode, Chelsea Williams and Sam share Chelsea's daughter's remarkable story of buying her first car with equity at just 16. Discover how solid saving habits, resourceful decision-making, and leveraging family connections played pivotal roles in this milestone achievement.

    Chelsea dives deep into the importance of instilling financial literacy in children, emphasizing the lasting impact of teaching kids about money management, and savings from an early age.

    Episode highlights:
    1. A teenager's journey to buying her first car through disciplined saving.
    2. Teaching children about the importance of financial habits and savings.
    3. Lessons learned from setbacks in the car buying process.
    4. Leveraging family connections to make financially savvy decisions.
    5. Overcoming instant gratification and fostering long-term financial motivation.

    Tune in to this enlightening conversation that celebrates financial empowerment at any age and learn how to inspire the next generation towards financial success.

    Stay tuned for Part 2 of this series next Wednesday!

    Sam's Links:
    LinkedIn

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    14 mins
  • #14 - Midlife Friends and Cancelling Yourself
    Jul 10 2024

    In this episode, Chelsea touches on the powerful influence of patterns and habits on our lives, urging us to resist the impulse to quit at the first sign of difficulty. She highlights the unique purpose of her podcast: to connect the dots between money and human behavior.

    Episode Highlights:

    1. Understanding the impact of money on human behavior and life outcomes.
    2. Embracing discomfort and learning from new experiences.
    3. Navigating the challenges and intentionality of making friends in adulthood.
    4. The importance of patience, persistence, and not giving up too quickly.
    5. Challenging negative self-talk and expanding your options in life.


    Sharing personal experiences from traveling, concerts, and the complexities of making friends in adulthood. Chelsea offers a refreshing perspective on embracing discomfort and staying motivated. She emphasizes the importance of patience and persistence, encouraging listeners to push through challenges and avoid limiting their options.

    Chelsea also tackles the topic of negative self-talk, providing actionable advice on how to challenge and overcome it. Her insights into the intentionality required for adult friendships, combined with her belief in the power of continuous learning and evolution, make this episode a must-listen.


    Episode Links:

    Mel Robins's Podcast Episode

    Want to hear a specific topic? Text Us!

    Always and Never About Money Episode Links:
    Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
    Socials: https://linktr.ee/the_money_whisper
    Money Mastery Website: www.moneymastery.work
    Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

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    17 mins